Press Release
Press Release June 25, 2024

Merchants Welcome Order Officially Rejecting Flawed Visa/Mastercard Swipe Fee Settlement

MPC welcomed an order issued by a federal judge rejecting a proposed class-action settlement over Visa and Mastercard credit card “swipe” fees.

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credit cards and laptop keyboard
MPC In the News June 25, 2024

Bloomberg: Visa, Mastercard $30 Billion Swipe-Fee Deal Blocked by Judge

“We appreciate that there was recognition of the fatal flaws that would have made the settlement a bad deal for Main Street rather than a correction of credit-card industry violations of the antitrust laws,” Christopher Jones, an executive committee member of the Merchants Payments Coalition, said in a statement after the hearing.

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credit cards detail
MPC In the News June 25, 2024

NACS Daily: Merchants Urge Senate to Reject Bill Delaying Debit Swipe Fee Action

“Every day of further delay in the Fed’s consideration of its proposed rule means another day in which large card-issuing banks are deducting significantly more money out of debit transactions than is reasonable, proportional or allowable under the law Congress passed,” the groups said in a letter. “That is why financial industry trade associations are seeking to delay the Fed as long as possible from taking action to update its 2011 regulation—delay preserves what for them is an enormously lucrative status quo.” The letter was signed by 218 groups ranging from consumer advocates to retail trade associations and sent to members of the Senate. Signers included the Merchants Payments Coalition and other national organizations along with state groups from every state and Puerto Rico.

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credit card lock
MPC In the News June 25, 2024

Payments Dive: Pennsylvania may ban interchange fees on sales tax

“There’s a recognition that there’s a very fundamental unfairness going on here: The actual tax dollars that merchants are collecting on behalf of the state are being taken away by the credit card companies,” NACS General Counsel (and MPC Executive Committee member) Doug Kantor said earlier this month regarding the Illinois law. He noted Texas and Florida are among other states considering such legislation.

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card tap payment
MPC In the News June 25, 2024

Progressive Grocer: Retailers Support Decision to Reject Swipe Settlement Deal

“Visa and Mastercard wanted a settlement that would let them keep price-fixing swipe fees and blocking competition,” said MPC Executive Committee member and National Grocers Association Chief Government Relations Officer and Counsel Christopher Jones. “Thankfully, the judge made the right call in recognizing what a bad deal this would have been for Main Street merchants and their customers. It’s extremely unusual for a judge to reject a settlement at the preliminary stage, so this shows how far Visa and Mastercard’s proposal missed the mark.”

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choosing card payment
MPC In the News June 25, 2024

Finextra: US judge rejects $30bn interchange fee settlement

Merchant Payments Coalition executive committee member Christopher Jones says: "Thankfully, the judge made the right call in recognising what a bad deal this would have been for Main Street merchants and their customers."

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online card payment
MPC In the News June 25, 2024

Axios: Visa-Mastercard credit card fees settlement rejected

The Merchants Payment Coalition assailed the deal reached in March. "We're glad to see the judge recognize how bad this settlement was," Doug Kantor, general counsel for the National Association of Convenience Stores and member of the MPC, tells Axios in an interview. "Visa and Mastercard fix prices and tie all the banks together into a giant pricing cartel — and the settlement didn't correct any of those problems."

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choosing card payment
MPC In the News June 25, 2024

Epoch Times: Federal Judge Blocks Massive Swipe Fee Settlement Between Visa and Mastercard

The earlier filing drew praise from the Merchants Payments Coalition and similar groups. “This proposed settlement would have done nothing to address the problem of how Visa and Mastercard centrally price fix swipe fees,” Christopher Jones, (a member of the MPC Executive Committee), said in a statement in mid-June. “Instead, the settlement would have locked in cartel pricing.”

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online card payment
MPC In the News June 25, 2024

Payments Dive: Judge sways away from Visa-Mastercard settlement

The MPC called the settlement a “flawed” one, suggesting in a press release that it would allow the card networks to persist in overcharging merchants. “Visa and Mastercard wanted a settlement that would let them keep price-fixing swipe fees and blocking competition,” National Grocers Association Chief Government Relations Officer Christopher Jones said in the MPC release.

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Press Release
Press Release June 24, 2024

Consumer and Merchant Groups Urge Senate to Reject Bill Delaying Fed Action on Debit Card Swipe Fees

More than 200 state and national organizations representing consumers and merchants called on the Senate to reject legislation that would delay the Federal Reserve’s proposal to reduce how much big banks are allowed to charge to process debit card transactions.

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